Funding & Disclosure

Last updated: August 10, 2026

Transparency matters to us. A watchdog that hides its own incentives is not much of a watchdog.

Current status

Current status, August 10, 2026: the insurer quote links on this site are ordinary outbound links, not affiliate links. We do not currently receive payment when a reader clicks, requests a quote, or buys through them. We do not sell paid rankings or sponsored placements.

If that changes

If a link becomes an affiliate or referral link, we will update this page and place a clear disclosure close to the link before using it. Any commission would be paid by the merchant or provider and would not increase the price paid by the reader.

Editorial independence

A commercial relationship will not buy a favorable verdict, ranking, or omission. Our analysis will continue to be based on current terms, source quality, practical value, and the math. Provider marketing pages are not treated as independent evidence, and the applicable contract controls when a summary conflicts with policy language.

Nothing on this site is financial, legal, insurance, or veterinary advice. Always verify current prices, eligibility rules, policy forms, exclusions, and product terms before making a decision.

Funding & Disclosure

Current status

If that changes

Editorial independence

Questions