/* The Skeptical Hound — shared site styles */
:root{
  --ink:#1b2330; --ink2:#3a4250; --paper:#f4f4ef; --card:#ffffff;
  --tan:#9c6b34; --tanbg:#efe5d6; --tanline:#e3d6c2; --stamp:#b23a2e;
  --line:#e2e1da; --mut:#6c7280; --max:1080px; --readmax:720px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:"Inter",system-ui,sans-serif;font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--tan);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.narrow{max-width:var(--readmax);margin:0 auto;padding:0 22px}

/* header / nav */
.site-head{border-bottom:1px solid var(--line);background:rgba(244,244,239,.9);backdrop-filter:blur(8px);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:9px}
.brand svg{width:34px;height:34px;flex:0 0 auto}
.brand .bn{font-family:"Bricolage Grotesque",sans-serif;font-weight:700;font-size:17px;letter-spacing:-.01em;line-height:1;color:var(--ink)}
.brand .bn small{display:block;font-family:"IBM Plex Mono",monospace;font-weight:400;font-size:9.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--mut);margin-top:2px}
.nav-links{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.nav-links a{color:var(--ink2);font-size:14.5px;font-weight:500}
.nav-links a:hover{color:var(--tan);text-decoration:none}
.nav-cta{background:var(--ink);color:#fff!important;padding:8px 15px;border-radius:9px;font-size:14px;font-weight:600}
.nav-cta:hover{background:#10151d;text-decoration:none}

/* buttons */
.btn{display:inline-block;border:0;border-radius:11px;background:var(--ink);color:#fff;cursor:pointer;font-family:"Bricolage Grotesque",sans-serif;font-weight:700;font-size:16px;padding:13px 22px;transition:transform .12s,background .15s}
.btn:hover{background:#10151d;text-decoration:none}
.btn:active{transform:scale(.98)}
.btn.alt{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}
.btn.alt:hover{background:var(--ink);color:#fff}

/* eyebrow / headings */
.eyebrow{font-family:"IBM Plex Mono",monospace;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--tan);margin-bottom:14px}
h1,h2,h3{font-family:"Bricolage Grotesque",sans-serif;letter-spacing:-.02em;line-height:1.06;color:var(--ink)}
h1{font-weight:800;font-size:clamp(34px,6vw,56px)}
h2{font-weight:700;font-size:clamp(24px,3.6vw,34px);letter-spacing:-.01em}
h3{font-weight:700;font-size:19px;letter-spacing:0}

/* hero */
.hero{padding:66px 0 40px}
.hero .lede{font-size:20px;color:var(--ink2);max-width:34ch;margin:18px 0 26px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}

/* section */
.sec{padding:40px 0}
.sec-tan{background:var(--tanbg);border-top:1px solid var(--tanline);border-bottom:1px solid var(--tanline)}

/* verdict chips */
.verdicts{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:22px}
.vc{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px}
.vc .stamp{display:inline-block;font-family:"Bricolage Grotesque",sans-serif;font-weight:800;font-size:12px;letter-spacing:.05em;text-transform:uppercase;padding:4px 9px;border-radius:6px;border:2px solid;margin-bottom:9px}
.vc.pass .stamp{color:#3f7d4f;border-color:#3f7d4f}
.vc.fish .stamp{color:var(--tan);border-color:var(--tan)}
.vc.hard .stamp{color:var(--stamp);border-color:var(--stamp)}
.vc p{font-size:14.5px;color:var(--ink2)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin-top:24px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column}
.card .cbody{padding:18px 18px 20px}
.card .ctag{font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--tan);margin-bottom:8px}
.card h3{margin-bottom:8px}
.card p{font-size:14.5px;color:var(--ink2);margin-bottom:14px}
.card .clink{font-weight:600;font-size:14.5px}

/* email capture */
.capture{background:var(--card);border:1px solid var(--tanline);border-radius:16px;padding:30px 26px}
.capture p{color:var(--ink2);font-size:16px;margin:6px 0 18px;max-width:52ch}
.form{display:flex;gap:10px;flex-wrap:wrap;max-width:520px}
.form input[type=email]{flex:1;min-width:220px;border:1px solid #d9c9af;border-radius:11px;background:#fff;padding:13px 14px;font-family:inherit;font-size:16px;color:var(--ink)}
.form input[type=email]:focus{outline:none;border-color:var(--tan);box-shadow:0 0 0 3px rgba(156,107,52,.18)}
.form .fineprint{font-size:12.5px;color:var(--mut);margin-top:10px}
.ok{display:none;color:var(--tan);font-family:"Bricolage Grotesque",sans-serif;font-weight:700;margin-top:8px}

/* article */
.article{padding:44px 0 20px}
.article .kicker{font-family:"IBM Plex Mono",monospace;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--tan);margin-bottom:12px}
.article h1{margin-bottom:14px}
.article .meta{color:var(--mut);font-size:13.5px;margin-bottom:26px;font-family:"IBM Plex Mono",monospace}
.prose{font-size:18px;line-height:1.72}
.prose h2{margin:34px 0 12px}
.prose h3{margin:24px 0 8px;font-size:18px}
.prose p{margin:0 0 16px;color:#242b38}
.prose ul{margin:0 0 18px 0;padding-left:20px}
.prose li{margin:0 0 9px}
.prose em{color:var(--mut)}
.prose strong{color:var(--ink)}
.prose .disclose{font-style:italic;color:var(--mut);font-size:14.5px;border-left:3px solid var(--tanline);padding-left:14px;margin:0 0 22px}
.prose .verdict{background:var(--tanbg);border-left:4px solid var(--stamp);border-radius:8px;padding:12px 16px;margin:0 0 18px;font-size:16.5px}
.prose .cta-box{background:var(--ink);color:#eef0f2;border-radius:14px;padding:22px 22px;margin:26px 0}
.prose .cta-box a{color:#fff;font-weight:700}
.prose .cta-box p{color:#c7cfd9;margin:8px 0 0;font-size:15px}
.prose .commercial-disclosure{font-size:13.5px;color:var(--mut);margin:8px 0 14px}
.quote-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin:18px 0 10px}
.quote-card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px;display:flex;flex-direction:column;align-items:flex-start}
.quote-card h3{margin:0 0 6px;font-size:18px}
.quote-card p{font-size:14px;line-height:1.55;color:var(--ink2);margin:0 0 14px}
.quote-card .btn{margin-top:auto;font-size:14px;padding:10px 14px}
.quote-card .link-status{font-family:"IBM Plex Mono",monospace;font-size:10.5px;color:var(--mut);margin:10px 0 0;text-transform:uppercase;letter-spacing:.04em}
.method-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0}
.method-summary div{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px}
.method-summary strong{display:block;font-family:"Bricolage Grotesque",sans-serif;font-size:16px;margin-bottom:4px}
.method-summary span{font-size:13.5px;color:var(--mut)}
.signoff{font-family:"Bricolage Grotesque",sans-serif;font-weight:800;font-size:19px;margin-top:26px}

/* legal pages */
.legal{padding:44px 0}
.legal h1{margin-bottom:8px}
.legal .updated{color:var(--mut);font-size:13px;font-family:"IBM Plex Mono",monospace;margin-bottom:26px}
.legal h2{font-size:21px;margin:28px 0 10px}
.legal p,.legal li{color:#2b323e;font-size:16px;margin-bottom:12px}
.legal ul{padding-left:20px}
.legal .note{background:var(--tanbg);border:1px solid var(--tanline);border-radius:10px;padding:14px 16px;font-size:14.5px;color:var(--ink2);margin:18px 0}

/* footer */
.site-foot{border-top:1px solid var(--line);margin-top:40px;background:#fff}
.foot-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;padding:34px 0 12px}
.foot-brand{max-width:320px}
.foot-brand .signoff{font-size:17px;margin:10px 0 6px}
.foot-brand p{color:var(--mut);font-size:13.5px}
.foot-col h4{font-family:"IBM Plex Mono",monospace;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mut);margin-bottom:12px;font-weight:500}
.foot-col a{display:block;color:var(--ink2);font-size:14.5px;margin-bottom:9px}
.foot-legal{border-top:1px solid var(--line);padding:16px 0 40px;color:var(--mut);font-size:12.5px;line-height:1.6}

@media (max-width:680px){
  .verdicts{grid-template-columns:1fr}
  .method-summary{grid-template-columns:1fr}
  .hero{padding:44px 0 30px}
  .nav-links{gap:14px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}

/* comparison table (for roundup articles) */
.cmp-wrap{overflow-x:auto;margin:22px 0;border:1px solid var(--line);border-radius:12px}
table.cmp{width:100%;border-collapse:collapse;font-size:14px;min-width:640px}
table.cmp th,table.cmp td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
table.cmp thead th{background:var(--ink);color:#eef0f2;font-family:"Inter",sans-serif;font-weight:600;font-size:12.5px;letter-spacing:.02em}
table.cmp tbody tr:last-child td{border-bottom:0}
table.cmp tbody tr:nth-child(even){background:#faf9f5}
table.cmp td:first-child{font-weight:600;color:var(--ink);white-space:nowrap}
table.cmp .yes{color:#3f7d4f;font-weight:600}

/* consent + legal micro-copy under subscribe forms */
.consent{font-size:12.5px;line-height:1.55;color:var(--mut);margin:12px 0 0;max-width:60ch}
.consent a{color:var(--tan);text-decoration:underline}
.consent.recaptcha-note{margin-top:6px;font-size:11.5px}

/* source lists */
.prose .sources{margin-top:10px}
.prose .sources a{overflow-wrap:anywhere}
.prose .source-note{font-size:14px;color:var(--mut);margin-top:12px}

/* insurance decision tools */
.decision-path{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:20px 0 28px}
.decision-step{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:17px}
.decision-step .step-no{display:block;font-family:"IBM Plex Mono",monospace;font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--tan);margin-bottom:7px}
.decision-step h3{margin:0 0 7px;font-size:18px}
.decision-step p{font-size:14px;line-height:1.55;color:var(--ink2);margin:0 0 10px}
.decision-step a{font-size:14px;font-weight:600}
.callout{background:var(--tanbg);border:1px solid var(--tanline);border-radius:12px;padding:17px 18px;margin:20px 0}
.callout strong{display:block;margin-bottom:4px}
.callout p:last-child{margin-bottom:0}
.risk-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:18px 0 24px}
.risk-item{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px}
.risk-item strong{display:block;font-size:15px;margin-bottom:4px}
.risk-item span{display:block;font-size:13.5px;line-height:1.5;color:var(--mut)}
.formula-box{font-family:"IBM Plex Mono",monospace;background:#fff;border:1px solid var(--line);border-radius:9px;padding:12px 14px;font-size:13px;overflow-wrap:anywhere;margin:12px 0 18px}

/* reimbursement calculator */
.calc-shell{background:var(--card);border:1px solid var(--tanline);border-radius:16px;padding:22px;margin:24px 0}
.calc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.calc-field label{display:block;font-weight:600;font-size:14px;color:var(--ink);margin-bottom:5px}
.calc-field small{display:block;color:var(--mut);font-size:11.5px;line-height:1.4;margin-top:4px}
.calc-field input,.calc-field select{width:100%;border:1px solid #d9c9af;border-radius:9px;background:#fff;color:var(--ink);font:inherit;font-size:15px;padding:11px 12px}
.calc-field input:focus,.calc-field select:focus{outline:none;border-color:var(--tan);box-shadow:0 0 0 3px rgba(156,107,52,.16)}
.calc-wide{grid-column:1/-1}
.calc-action{margin-top:18px;display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.calc-note{font-size:12.5px;color:var(--mut)}
.calc-results{display:none;background:var(--ink);color:#fff;border-radius:14px;padding:20px;margin-top:20px}
.calc-results.is-visible{display:block}
.calc-results h3{color:#fff;margin:0 0 14px;font-size:22px}
.result-row{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid rgba(255,255,255,.13);padding:8px 0;font-size:14.5px}
.result-row:last-of-type{border-bottom:0}
.result-row strong{color:#fff;text-align:right}
.result-row.total{font-size:18px;padding-top:13px}
.result-row.total span,.result-row.total strong{font-family:"Bricolage Grotesque",sans-serif;font-weight:800}
.result-warning{color:#c7cfd9;font-size:12.5px;line-height:1.55;margin:14px 0 0}
.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0}
.scenario-card{background:var(--card);border:1px solid var(--line);border-radius:11px;padding:15px}
.scenario-card h3{margin:0 0 6px;font-size:17px}
.scenario-card p{font-size:13.5px;line-height:1.5;color:var(--ink2);margin:0}

@media (max-width:680px){
  .decision-path,.scenario-grid,.risk-list,.calc-grid{grid-template-columns:1fr}
  .calc-wide{grid-column:auto}
}
